VA Loans: Honoring Your Service, Securing Your Home
For those who have served our nation, Donnie Benningfield Loans is proud to offer VA Loan solutions. These special loans are designed to help eligible Veterans, active-duty service members, and surviving spouses achieve the dream of homeownership with exceptional benefits.
"What Is VA Loans?"
Unlike conventional or FHA loans, a VA loan isn’t directly issued by the VA. Instead, it’s a mortgage provided by private lenders, like Donnie Benningfield Loans, that is guaranteed by the VA. This guarantee significantly reduces the risk for lenders, allowing them to offer exceptionally favorable terms to eligible borrowers.
"Latest VA Loan Rates in Florida"
For the brave men and women who have served our nation, VA loans offer incredible benefits designed to make homeownership more accessible. At Donnie Benningfield Loans, we are honored to assist active-duty military, veterans, and eligible surviving spouses in securing the home financing you’ve earned.
"Loan Benefits with
Donnie Benningfield"
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Enjoy no down payment and low rates with flexible loan options.
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Financing available for loan amounts exceeding $1 million
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Custom financing solutions for high-value properties with flexible rate options
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No down payment required with loan financing.
"Who Qualifies for a VA Loan?"
You may qualify for a VA loan if you:
Are an eligible veteran, active-duty service member, or surviving spouse.
Are looking for 100% financing (no down payment required for most).
Want to avoid private mortgage insurance (PMI).
Meet the VA’s service requirements and obtain a Certificate of Eligibility (COE).
Seek competitive interest rates and flexible credit guidelines.
Why Choose Donnie Benningfield?
At Donnie Benningfield Loans, we are honored to assist our nation’s active-duty service members, Veterans, and eligible surviving spouses in achieving their homeownership dreams. With deep respect for your service, we specialize in guiding you through the unique benefits of VA loans.
We are known for
"FAQs"
Donnie Benningfield Loans offers a diverse range of loan options to meet various needs, including Purchase Loans for new home purchases, Refinance Loans to optimize existing mortgages, VA Loans for eligible service members and veterans, FHA Loans for accessible homeownership, and Conventional Loans with competitive rates. We’re committed to helping you find the perfect fit for your financial situation.
VA Loans are an incredible benefit for eligible active-duty service members, Veterans, and surviving spouses. They often come with significant advantages like no down payment requirements for those with full entitlement, no private mortgage insurance (PMI), and competitive interest rates. Eligibility depends on your service history; our team at Donnie Benningfield Loans can help you understand the specific requirements and assist you in obtaining your Certificate of Eligibility (COE).
Refinancing can be a smart financial move for several reasons, such as lowering your interest rate, reducing your monthly payment, converting an adjustable-rate mortgage to a fixed rate, or cashing out equity for home improvements or debt consolidation. The best time to refinance depends on your current loan terms, market rates, and personal financial goals. Contact us for a personalized consultation to see if refinancing aligns with your objectives.
We proudly serve clients across a wide geographical area. Donnie Benningfield Loans is licensed in Kentucky, Florida, Indiana, Ohio, Tennessee, Georgia, Texas, and California. No matter which of these states you’re in, our experienced team is ready to assist you with your home financing needs.
The best first step is to get pre-approved for a mortgage. Pre-approval helps you understand how much you can afford, strengthens your offer to sellers, and streamlines the overall loan process. You can start by contacting our team at 502 639 7843 or donnie@statewidemortgage.com. We’ll guide you through the necessary documentation and answer all your questions to get you started on your homeownership journey.
Lock in Top Mortgage Rates Now
Join countless homeowners across Kentucky, Florida, Indiana, Ohio, Tennessee, Georgia, Texas, and California who trust us to guide them every step of the way.
