100% Finance Loans
Dreaming of homeownership but worried about a large down payment? Donnie Benningfield Loans understands that saving for a down payment can be a significant hurdle. That’s why we’re proud to offer solutions that can help you finance 100% of your home’s purchase price, eliminating the need for an upfront cash payment.
"What Is 100% Finance Loans?"
Achieving homeownership without a substantial down payment is possible for many eligible borrowers. At Donnie Benningfield Loans, we specialize in identifying and securing loan programs that offer 100% financing, meaning you may not need to bring any money down to close on your new home.
"Latest 100% Finance Loans Rates in Florida"
At Donnie Benningfield Loans, we understand that securing the right financing is key to achieving your homeownership goals. While truly “100% finance” options outside of specific programs like VA loans are rare for conventional mortgages, we specialize in exploring every avenue to help you maximize your financing and minimize your out-of-pocket expenses.
"Loan Benefits with
Donnie Benningfield"
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Enjoy no down payment and low rates with flexible loan options.
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Financing available for loan amounts exceeding $1 million
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Custom financing solutions for high-value properties with flexible rate options
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No down payment required with loan financing.
"Who Qualifies for a 100% Finance Loans?"
You may be eligible for the exceptional benefits of a VA Loan through Donnie Benningfield Loans if you are:
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An eligible Veteran, active-duty service member, or a qualified surviving spouse.
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Looking to potentially achieve 100% financing for your home (meaning no down payment required for most eligible borrowers).
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Seeking to avoid private mortgage insurance (PMI), which can significantly lower your monthly payments.
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Interested in highly competitive interest rates and more flexible credit guidelines tailored for military families.
Why Choose Donnie Benningfield?
At Donnie Benningfield Loans, we are honored to assist our nation’s active-duty service members, Veterans, and eligible surviving spouses in achieving their homeownership dreams. With deep respect for your service, we specialize in guiding you through the unique benefits of VA loans.
We are known for
"FAQs"
Donnie Benningfield Loans offers a diverse range of loan options to meet various needs, including Purchase Loans for new home purchases, Refinance Loans to optimize existing mortgages, VA Loans for eligible service members and veterans, FHA Loans for accessible homeownership, and Conventional Loans with competitive rates. We’re committed to helping you find the perfect fit for your financial situation.
VA Loans are an incredible benefit for eligible active-duty service members, Veterans, and surviving spouses. They often come with significant advantages like no down payment requirements for those with full entitlement, no private mortgage insurance (PMI), and competitive interest rates. Eligibility depends on your service history; our team at Donnie Benningfield Loans can help you understand the specific requirements and assist you in obtaining your Certificate of Eligibility (COE).
Refinancing can be a smart financial move for several reasons, such as lowering your interest rate, reducing your monthly payment, converting an adjustable-rate mortgage to a fixed rate, or cashing out equity for home improvements or debt consolidation. The best time to refinance depends on your current loan terms, market rates, and personal financial goals. Contact us for a personalized consultation to see if refinancing aligns with your objectives.
We proudly serve clients across a wide geographical area. Donnie Benningfield Loans is licensed in Kentucky, Florida, Indiana, Ohio, Tennessee, Georgia, Texas, and California. No matter which of these states you’re in, our experienced team is ready to assist you with your home financing needs.
The best first step is to get pre-approved for a mortgage. Pre-approval helps you understand how much you can afford, strengthens your offer to sellers, and streamlines the overall loan process. You can start by contacting our team at 502 639 7843 or donnie@statewidemortgage.com. We’ll guide you through the necessary documentation and answer all your questions to get you started on your homeownership journey.
Lock in Top Mortgage Rates Now
Join countless homeowners across Kentucky, Florida, Indiana, Ohio, Tennessee, Georgia, Texas, and California who trust us to guide them every step of the way.
